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    廉租房写入十七大报告  
     
 

廉租房写入十七大报告
在十七大报告的第八部分,胡锦涛同志提出:“努力使全体人民学有所教、劳有所得、病有所医、老有所养、住有所居”。同时还提出:“健全廉租住房制度,加快解决城市低收入家庭住房困难。”这是党代会报告中第一次专门提及住房保障制度,更是第一次谈到保障方式和保障对象。 


    这意味着什么呢?首先,它表明执政党更加关注“安居”等民生问题。近年来,住房价格不断攀升,民众的压力越来越大。党代会报告在重点强调教育、医疗问题的同时,也将住房保障写入其中,体现了对民生的关注和对民意的尊重。同时,这一表述也表明:我国的住房保障制度已经有了重大调整。 


    自“安居工程”开始,我国的住房保障工作已经进行了十多年。十多年来,住房保障工作的重心一直是经济适用房(“安居工程”是其前身)。直到现在,各地出台的住房保障政策中,也仍然把经济适用房排在最前面。无论是支持力度还是建设规模,经济适用房都远远高于廉租房、双限房等其他政策保障性住房。然而,在十七大报告中,却只见廉租房,而不提经济适用房。同时,保障对象也从原来的“中低收入家庭”转变为“低收入家庭”。 


    这一政策调整在两个月前出台的《国务院关于解决城市低收入家庭住房困难的若干意见》中初见端倪。在这个《意见》中,廉租房已经成为住房保障方式的首选,经济适用房则退居第二位,住房保障的对象也开始收缩为“低收入住房困难家庭”。这一政策的转向在十七大报告中得到了最权威的确认,从而确定了廉租房在住房保障中的重要地位。 


    保障方式和保障对象是保障制度的两大核心内容。这两个方面的调整,意味着我国的住房保障制度一次理性、务实的调整。 


    经济适用房从诞生之时起,就一直饱受非议。刚开始,质疑的还只是理论层面,比如经济适用房这种半计划半市场的半商品房,会干扰房地产市场的正常秩序,而且“补供方”的保障方式也不太公平。而在实践中,人们发现经济适用房的问题更多,其中最要命的是申购资格的认定非常困难。政府无力审查众多的申购者,很多地方的政府就把资格审查工作甩手委托给开发商,导致审查程序形同虚设,于是出现了开着私车住经济适用房的现象。后来,人们又发现,经济适用房虽然比商品房便宜很多,但真正的低收入家庭仍然买不起,即使他们得到了购买的机会。此外,经济适用房如何转让也是个棘手的问题。 


    理论上有资格申购经济适用房的人群非常庞大,而事实上能买到的只占其中很小的一部分。这对大多数有意申购经济适用房的“中低收入家庭”来说,目前的保障效果其实是“口惠而实不至”,而政府实际上也确实无力保障那么多人的住房。争议逐渐延伸到两个问题上:一是住房保障的标准是不是太高?是应该保障“有房产”还是保障“有房住”?二是住房保障的范围是不是太大?住房保障应该优先保障谁?越来越多的有识之士认为:住房保障制度的首选应该是廉租房,经济适用房应该逐步淡出住房保障体系;而且中等收入家庭也不应该纳入保障的范围,低收入住房困难家庭应该成为优先保障的对象。 


    这些意见最终得到了最高决策层的采纳。很显然,“住有所居”的保障标准就是“有房住”,而廉租房也正是这个标准的具体体现。同时,保障对象也最终收缩为低收入住房困难家庭。这样调整的好处显而易见:一、“补需方”的方式更加公平;二、“好钢用在刀刃上”,政府可以把有限的资源和财力用到最需要的人身上;三、资格审查难度大减。由于符合条件的申购人数大幅减少,审查认定的工作量随之剧减。并且,不具备产权性质的廉租房,也避免了很多“投机”。 


    近一两年来,在建设部等国务院有关部门的要求下,各地已经加大了廉租房的建设和推行力度。在国务院出台的《意见》中,对廉租房的建设作出了很多硬性的要求,尤其是在保障廉租房建设资金方面,规定得非常具体。但目前的成效还不显著。很多地方的政府对廉租房的建设和廉租房制度的推行并不积极,这显然不符合国务院的要求,也不符合十七大报告的精神。这种状况应该早日改变。

 
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